Privacy Policy

Introduction

Focal Finance ("we", "our", or "us"), operated by Lunar Link Tech LTD, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our personal finance management service.

Information We Collect

We only collect information that you voluntarily provide to us:

• Account Information: Email address for account creation and communication
• Financial Data: Transaction records, wallet information, and categories that you choose to enter
• Preferences: Settings and customizations you make within the app

How We Protect Your Data

Your security is our priority. All sensitive data, including passwords, is encrypted when stored in our database using industry-standard encryption methods. Only you can access your financial data through your authenticated account.

How We Use Your Information

We use your information solely to:

• Provide and maintain our finance tracking service
• Process your transactions and display your financial data
• Send important account notifications and updates
• Improve our service based on usage patterns

Data Sharing

We do not sell, trade, or share your personal data with third parties. Your financial information is yours alone. We may only share information if required by law.

Your Rights

You have complete control over your data:

• Access: Download a complete backup of your account data from Settings when signed in
• Deletion: Instantly delete all your data permanently from your Profile page
• Correction: Edit or update your information at any time through the app

Cookies

We use cookies only for basic website functionality, such as maintaining your login session and remembering your preferences. We do not use tracking cookies or share cookie data with third parties.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last updated" date at the top of this page.

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